What This Privacy Policy Covers
- This policy covers how LTMI treats personal information that LTMI collects and receives, including information related to your past use of LTMI products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
- This policy does not apply to the practices of companies that LTMI does not own or control, or to people that LTMI does not employ or manage. In addition, certain LTMI associated companies such as Inktomi, Overture, and Altavista have their own privacy statements which can be viewed by clicking on the links.
Information Collection and Use General
- LTMI collects personal information when you register with LTMI, when you use LTMI products or services, when you visit LTMI pages or the pages of certain LTMI partners, and when you enter promotions or sweepstakes. LTMI may combine information about you that we have with information we obtain from business partners or other companies.
- When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with LTMI and sign in to our services, you are not anonymous to us.
- LTMI collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
- LTMI automatically receives and records information on our server logs from your browser, including your IP address, LTMI cookie information, and the page you request.
- LTMI uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
- LTMI will not contact children under age 13 about special offers or for marketing purposes without a parent's permission
- LTMI does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.
Information Sharing and Disclosure
- LTMI may rent, sell, and may share personal information about you with other people or nonaffiliated companies to provide products or services you've requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with LTMI under confidentiality agreements. These companies may use your personal information to help LTMI communicate with you about offers from LTMI and our marketing partners. However, these companies do not have any independent right to share this information.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of LTMI's terms of use, or as otherwise required by law.
We transfer information about you if LTMI is acquired by or merged with another company. In this event, LTMI will notify you before information about you is transferred and becomes subject to a different privacy policy.
- LTMI may display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
- LTMI does not provide any personal information to an advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
- LTMI advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies)
- LTMI works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.
Cookies
- LTMI may set and access LTMI cookies on your computer
- LTMI lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to LTMI's cookies.
- LTMI uses web beacons to access LTMI cookies inside and outside our network of web sites and in connection with LTMI products and services.
Your Ability to Edit and Delete Your Account Information and Preferences General
- You may edit your account information from your user profile.
- We reserve the right to send you certain communications relating to the LTMI service, such as service announcements, administrative messages and the LTMI Newsletter, that are considered part of your LTMI account, without offering you the opportunity to opt-out of receiving them.
- You can delete your LTMI account by emailing customer service and requesting that the account be deleted. you will be asked for your password or other identifying information Confidentiality and Security.
- We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs
Changes to this Privacy Policy
- LTMI may update this policy.
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